Renting out Owner-Occupied Financing Property?

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Real Estate

During my 14 years as a Realtor, it is not uncommon for buyers to ask - "Can I rent out the property if I purchased it with a loan for a primary residence? / How long do I need to wait to rent out the property using owner-occupied financing?" 

It makes sense to ask because the interest rate is lower for owner-occupied financing than investment financing and does not need as much down payment, and sometimes plan could change. 

Here are some of the considerations for buyers in the situation who may need to buy a primary residence and need to convert to investment: 

No matter if you are looking for your dream home, or finding a rental, I am here to for you.  


VIVIAN HUNG | Realtor ® | SRES |
Top Producer Awarded International Diamond Society

CalBRE# 01831151 | Cell: 510-517-4759
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